Investing in mutual funds regularly can give you great returns. It can even make you a millionaire.
Literally new to the market, VIP is available only with Benchmark MF.
Why should I invest in mutual funds? Why cannot I invest in equities directly? Here are 7 simple reasons
Pru Dynamic, Reliance Diversified Power Sector Fund, Pru Services Sector Fund/ Infrastructure Fund, Templeton Prima or Reliance Growth Fund can give you high returns in the next 3-5 years feels mutual fund expert T Srikanth Bhagavat.
SIP (Systematic Investment Plan) is one of the most effective ways of investing in equity markets. In SIP, you invest a certain amount each month into the equity mutual fund of your choice. This amount can be as low as Rs 100.
The fund house has proposed the government allow those investing up to a specified amount, to contribute on a monthly basis without submitting PAN, which is a must for all mutual fund investments. SBI MF is hoping to get around 250,000 investors to invest in 'Chota SIP.' The product aimed at the lower income group, the subscription level could rise to 1 million if the PAN requirement was done away with.
Which are the best mutual funds to buy now? What should be your strategy now while buying mutual funds? Should you buy open-ended or close-ended funds?
'Investors should plan and make investments strictly on the basis of their risk profile.' 'They should not bite more than they can chew.'
SIPs can give better returns in a volatile market because they gather more units over time, says Arnav Pandya.
One can equate SIPs to the recurring deposit.
Bundled products often come with restrictions. The customer also gets locked into two products at the same time. This reduces flexibility.
The law of demand clearly states that at higher prices demand is less and vice versa. The retail investor investing in the stock market doesn't quite follow that logic.
Which are the best systematic investment plans for saving tax? Which are the best mutual funds to buy now? How should you plan your taxes and dervive optimum returns from them? Should you buy a house, go for a loan in the current economic situation?
Are you a first time investor? Do you have low risk taking capacity? If yes, then mutual fund SIPs are the best option for you believes mutual fund expert T Srikanth Bhagavat.
rediffGURU Ulhas Joshi answers your mutual fund queries.
A series that will help you clarify financial jargon and empower you to make your own financial decisions.
You have to apply for a recurring deposit account and ask the bank to deduct the stipulated amount from your savings or current account every month.
Sanjay Kumar Singh suggests key factors investors need to keep an eye on while choosing the direct investment route.
When the NAV falls, you are going to get more units of the fund. That means when the market turns around, you will get much more returns
A Daily SIP collects a small sum from an individual on a daily basis and invests it in the market. It operates like any mutual fund, where the disbursement and handling of the money is the fund manager's prerogative.
Balanced advantage funds (BAFs) were popular in the later part of 2021 and continued to see good inflows until some months back as investors looked for safer options amid over-valuation concerns. As such concerns ease, investors are turning to riskier funds and shifting from BAFs. Redemptions from the hybrid fund category have exceeded in six of the last seven months, with investors pulling out a net of Rs 3,140 crore during the seven-month period.
These are usually found among small and midcaps. It is not easy to find such stocks, especially after a strong bull market, discovers Debashis Basu.
'Starting an SIP now and continuing with it is likely to translate into high returns over the long term.'
Even as the returns of mutual fund (MF) schemes have improved considerably in the past three months, addition of new investors has remained in the slow lane for the MF industry. According to industry data, during the first six months of CY 2023, MFs onboarded only 1.6 million new unique investors, in stark contrast to the 4.7 million investors added during the same period last CY and the 2.4 million in 2021. It is noteworthy, however, that the current additions for this year have doubled in comparison to the figure of 800,000 seen in 2020.
'It will be best for investors to have a systematic investment plan in mid-cap and small-cap funds with a three-/five-year horizon.'
The Pay Commission's award will provide a windfall that can be used to both spend and invest wisely.
Diamond prices vary purely on demand and supply. You can make extraordinary returns within six months or it can even take years.
For building long-term wealth, financial planners always advise that the systematic investment plans (SIPs) in equity funds is the best way.
SIPs need to be promoted by the investment agent/distributor community after explaining all the merits and demerits to the investor so as to enable him to take an informed decision.
Do you have financial planning queries? Ask rediffGURU Anil Rego.
The Q2FY25 revenue for Coal India (CIL) was reported at Rs 30,700 crore (down 6 per cent year-on-year or Y-o-Y and 16 per cent sequentially). The blended average selling price was Rs 1,622/tonne (down 6 per cent Y-o-Y and 3 per cent quarter-on-quarter or Q-o-Q). Adjusted operating profit stood at Rs 7,200 crore (down 20 per cent Y-o-Y and 38 per cent Q-o-Q) due to lower-than-expected e-auction volumes and higher costs.
UTI, SBI, Reliance MF promote SIPs with low threshold. However, there are several hurdles. Mutual fund investments require the investor to have a PAN -- a big deterrent when it comes to tapping small and marginal investors. A big fear is that given the fickle nature of the stock market, rural investors might easily get scared when there is a downturn in the market.
In this article, we list the wrong reasons for investing through SIPs and cite instances when SIPs may not deliver.
Banks and mutual funds are devising novel methods to grab your deposits.
Consider investing a portion of your assets in tax-saving funds to accumulate wealth over the long-term.